金融口语第2期 申请个人信用卡

来源: 浣氬悕 2014-09-01

中小学英语学习必备APP

  A:I d like to apply for a credit card. Can you help me with my application? 我想申请一张信用卡。你可以帮我申请吗? B:I d be glad to. 我很乐意帮你。 A:I m afraid that I don t have a credit history. I just came to this country. 我没有信用卡的使用历史。我才刚来这个国家。 B:Do you have an account with this bank? 你有这个银行的账号吗? A:I m afraid not. 恐怕没有。 B:In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application. 这样的话,我极力推荐你申请一个即储蓄存款和支票存款于一身的账户。这对你的信用卡申请有帮助。 A:What is the interest rate on your card? 你们信用卡的利率是多少? B:The annual charge rate is 9.5%. 每年的收费标准时9.5%。 A:That s very expensive! 真是贵啊! B:Not really. The credit card is a revolving account. You only pay interest on what you owe. 不完全是。这种信用卡是一个循环账户。你只需付你赚的钱的利息就行了。 A:How does the bank bill its customers for credit card charges? 银行如何把信用卡费用账单交给客户? B:You will receive a monthly statement with each expenditure itemized. 你每个月将会收到一份结算单,上面列出了每项费用。 A:Does the card provide any other benefits? 这种卡有什么福利吗? B:You can also get a cash advance up to 1,000 dollars on this card. 使用这种卡你可以预支高达1000美元的现金。


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